by The reason for the Chaplains not needing Stubborn is due to the old Pete Haines clarifications post on the GW forum which stated that Chaplains, as they were fearless, did not need to take Stubborn. The AB files should work fine for all other characters and Terminator squads though (I'm pretty sure the +5pts is in their base cost), at least they did last time I looked at them.
UPDATE: Just checked the current 1.17 files, and I can't see a problem. Terminators are shown at 40pts in the Available Units list, but when you add them they are costed at 45pts each and Stubborn appears in the squad details box at the upper right, so they are fine. Same for characters - eg. Captain shows 60pts in list, but if you add him you'll find he becomes 90pts - 60 + 10 for Terminator Armour + 15 for Terminator Honours (it's done this way because in the DA codex Armour is only 10 pts, but characters are required to take Honours for 15 so the total of 25pts for just Armour on it's own is still the same) + 5 for Stubborn, and the word Stubborn appears in the box at the upper right. The only models that don't automatically get Stubborn are the Chaplains, for the reason given above.
I kept a copy of all the old Pete Haines clarifications and a few others off the GW site in case anybody ever wanted to refer to them: http://www.ageofstrife.com/modules.php? ... opic&t=244
The relevant part is this:
5. All Dark Angel characters in the new system MUST purchase terminator honours and stubborn as part of their profile. But the Chaplain is Fearless. Does this mean the Chaplain pays only the cost for Terminator Honours and does not buy the stubborn quality?
Stubborn confers no additional advantage so this seems reasonable.
However, these clarifications no longer apply, and so by RaW Chaplains should now pay for Stubborn too (even though it makes no sense).
Don't edit the files yourself, post a bug report about the Chaplain and Stubborn (go to the home page, go to the Space Marines section, post it as a bug), and the maintainer may fix it so everyone gets the same update.
